Personal Injury / Workers’ Comp
Are you unable to work due to a work-related injury or illness?[1] You may be concerned about covering your medical bills and supporting your family. In Connecticut, most employers are required to provide their employees with workers’ compensation benefits under the Connecticut Workers’ Compensation Act. But oftentimes, employers and their Workers’ Compensation insurance carriers wrongly deny workers’ comp claims. Our goal is to get you compensated for your injuries, medical bills, and lost wages. We’ll help you get back on your feet and back to work. Contact Attorney Raymond W. Ganim – Personal Injury Law at 203-377-7700 for a free initial consultation.
What is Workers’ Compensation?
The Connecticut Workers’ Compensation Act is a law designed to provide wage replacement and other benefits for employees who have been injured, disabled, or even killed while they are at work. In Connecticut, most companies are required to provide workers’ compensation through either a state-run workers’ compensation insurance program or a private insurance company.
Workers’ Compensation Benefits
Workers’ compensation benefits are intended to help cover the costs of lost wages, medical bills, ongoing care, and disability benefits for workers suffering from an occupational injury or disease.
Income Compensation
If you sustained injuries while at work or developed a disease as a direct result of your job, you may receive the following benefits:
- Physical therapy
- Prescription medication
- Medical costs
- Surgical costs
- Medical equipment costs
- Money for pain and suffering
Depending on the severity of your injury, you may be entitled to benefits such as:
Temporary total disability: When an employee suffers a temporary total disability as a result of a work-related injury, the workers’ compensation insurance company must pay weekly benefits at a rate of 75% of your average weekly wages, subject to a maximum of $1,292 per week.
Temporary partial disability: If an injured employee suffers a temporary partial disability, he or she may receive up to 75% of the difference in your average weekly wages, subject to the same maximum weekly amount.
Both temporary partial disability and temporary total disability benefits are paid for a limited period of time.
Permanent total disability: If an injured employee suffers severely debilitating injuries, such as the loss of limbs or eyes, he or she may receive up to 75% of their average weekly wages, subject to a maximum of $1,292 per week for as long as the disability continues. Workers are considered totally disabled if they cannot earn wages in the same or another job.
Permanent partial disability: If an employee’s disability is deemed permanent – if they experience permanent partial loss of use of a body part because of the injury – the benefits paid depend on the body part that was injured and the degree of disability caused by the injury.
Calculating your potential benefits while trying to recover from your injuries can be overwhelming, but our workers’ compensation lawyers at Attorney Raymond W. Ganim – Personal Injury Law are here to help.
If you believe that you may be eligible for workers’ compensation, contact Attorney Raymond W. Ganim – Personal Injury Law today – 203-377-7700. We have experience in workers’ compensation cases and can help you during this difficult time.
[1] If your injuries were not sustained at your place of employment, nor are they a direct result of your job, you will not be eligible for workers’ compensation. You will also be ineligible for workers’ compensation if your injury is the result of your own negligence or carelessness. Being injured as a result of being intoxicated while at work is an example of an ineligible injury.
